Synchrony Financial (SYF) is a consumer financial services company. They offer private label credit cards, dual cards, and small and medium-sized business credit products. In addition, they offer promotional financing for consumer purchases and installment loans. They also offer products for savers including certificates of deposit, individual retirement, money market, and savings accounts through Synchrony Bank. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers. Synchrony Financial was incorporated in 2003 and is headquartered in Stamford, Connecticut. In the last 12 months, SYF generated $2.8 billion in profits ($3.75/share) on $14.5 billion in revenues.
