Aflac Inc. (AFL) provides supplemental health and life insurance products. Most of us are familiar with the company’s advertisement campaign featuring a duck telling people about the protection Aflac’s disability products provide. AFL operates through two segments, Aflac Japan and Aflac U.S. The Aflac U.S. segment provides insurance products designed to protect individuals from depletion of assets because of a comprising accident and critical illness (cancer, broken bones or other debilitating health issues) and loss-of-income products, such as life and short-term disability plans. They also offer hospital indemnity, fixed-benefit dental, and vision care plans.